Transform Your Finances to Transform Your Life
Let’s get real for a second, friend
Do you feel that just when money starts to flow, something always comes along to disrupt you and leave you feeling frustrated instead of safe and secure?
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Are you overwhelmed by debt, feeling like no matter what you do, it keeps coming back stronger? It's like a weight you can’t shake because you don't know what to do.
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Are you using tax returns or home refinances to pay down debt, only to end up right back where you started, tangled in credit card balances and financial stress?
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Have you ever wished for the confidence to know that when you want to upgrade your car, your home, or your lifestyle, your credit score will support you instead of holding you back?
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Do you long for open, honest, and intimate money conversations with your partner so you can feel good about your spending, saving, and shared financial habits? No more avoiding the subject.
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Most importantly, do you desire to build a solid financial foundation with your partner grounded in shared goals, a unified vision, and a future you’re both excited about?
You Deserve A Beautiful & Healthy Flow with Money
What if you could wake up every morning feeling confident, knowing your finances are finally working with you instead of against you? Imagine the relief of breaking free from the debt cycle with no more band-aid solutions and no more stress. It's a clear path to financial freedom, where money flows effortlessly, and nothing can detour your progress.
Now, picture being approved without hesitation when upgrading your lifestyle with the car you desire, your new home, or furniture because you know your credit score is solid.
Imagine sitting down with your partner for a glass of wine, having intimate, exciting conversations about your financial future. There is no tension and no arguments, just two people completely in sync, building a life of wealth, harmony, and love together.
Isn’t it time to create a future that feels as good as it looks?
Wealth and Harmony Life Plan isn’t just another financial program; it’s a transformational journey that will empower you to master your money, eliminate debt, rewrite your money story, strengthen your relationship, and live the life of your dreams. With our guidance, this will be the last financial strategy you’ll ever need. Not only will you feel supported, you will see money as the support you want it to be.
“This plan improved our quality of life, and we have funds ready to do whatever we want to do.”
Eric & sharlene
Wealth & Harmony Life Plan is Key to Success
The Wealth and Harmony Life Plan
A 12-week personalized financial roadmap for couples, addressing debt elimination, budgeting, and long-term goals. This tailored plan brings clarity, accountability, and confidence, empowering you to achieve financial harmony and a prosperous future together so you can:
🔥 Eliminate debt
Time to put a number to the amount of time it will take to pay off your debt. 90% of our clients payed off debt in under two years.
🔥 Master your money
When you learn how to create your year-long financial roadmap, you will never want to touch another strategy. You will finally have peace of mind and clarity around what to do with the unexpected surprises.
🔥 Communicate openly and confidently
We provide a supportive space for you to navigate finances together, fostering open communication and aligning your vision. Together, we’ll uncover your dreams, align your values, and transform how you manage money as a team to build lasting wealth.
You can let life steer you, or you can grab the reigns, gain back control, and live a life overflowing with prosperity and joy!
The Wealth and Harmony Life Plan is for
Couples who want to stop avoiding or tip-toeing around money and align their financial goals and values to create a stronger partnership.
Individuals who are ready to develop financial confidence and take control of their finances to achieve their biggest goals.
Couples who seek a proven, clear strategy to eliminate debt & financial stress, increase savings, and master money management together to create a life of abundance.
Couples ready to create a clear financial roadmap for their future and achieve lasting financial harmony.
Those who have a desire to have more money flow and remove their money blocks.
Partners who have struggled with financial communication and want to build trust and confidence in their relationship.
This program is ideal for couples who are committed to growth, open to transformation, and ready to take the next step toward a life of financial abundance and connection.
What You'll Learn:
Debt Freedom Strategies: Choose your strategy built from your circumstance. Your strategy is now built directly into your wealth plan for a clear path to freedom.
Financial Forecasting: Create your Year-Long Financial Wealthmap to show exactly where your money is going every month for the next year. Map out your financial future with precision and clarity.
Your Money Flow: Prepare for life’s emergencies and surprises with confidence and ease. Learn the overflow times of saving and reduce stress.
Mindset Transformation: Shift your relationship with money to unlock abundance and opportunity. Money is all around you, learn to receive.
Relationship Harmony: Learn to create a safe space to communicate effectively and align your financial goals with your partner. You are a team and you work best together.
When You Join You will Receive 12 weeks of:
One-on-One Financial Guidance and Support to ensure your wealth plan is actionable, effective, and stress-free.
Effective vision building exercises like dream boards and Financial Date Night Kits to align your goals.
Meditation practices intended to calm anxiety, center your energy, allowing you to rest in the present.
Financial Intimacy Coaching to learn how to have meaningful, judgment-free conversations about money.
A Money Funds System to simplify your savings and spending with tools that bring clarity and ease.
A Year-Long Financial Wealthmap to show exactly where your money is going every month for the next year.
A Personalized Debt Strategy Plan that is a customized approach to eliminate your debt, free up cash flow, and provide a clear path to your debt-free goal.
IMAGINE THIS:
✨ Waking up debt-free and confident in your financial future because you know your numbers.
✨Feeling completely in sync with your partner when it comes to money, and all you can think about is what to create when your debt is gone.
✨Having a clear plan for your finances and knowing exactly how to achieve your goals.
✨Experiencing less stress, sleeping easy, more freedom, and a sense of empowerment in every financial decision you make.
build your wealth & harmony today
Real People.
Real Transformations.
Real Stories.
Real Results.
OUR RESULTS LOOK LIKE:
HERE WHAT OUR CLIENTS ARE SAYING ⬇️
-Sharlene & eric
We were debt free six months after working with Kiwana! Money comes to us from everywhere just like she said!
-Group session WITH Cynthia & racheaL
Two awesome friends on an incredible journey. Cynthia had eliminated her debt and Racheal credit score jumped over 100pts all in the first year.
-Jill & Terry
We went from thinking we had no money to having zero debt, having our car paid off, saving on a modified paycheck, and getting approved for the car of my dreams, all in 5 months.
CLASSES START JULY 20TH
your investment
$6,000
The Wealth and Harmony Life Plan is more than just a program, it’s your strategic plan to financial confidence and freedom, relationship harmony, and a future filled with abundance.
For an investment of $6,000, you are receiving:
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Step by step instruction and hand-holding when creating your forecasted financial plan tailored to your unique goals and vision
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An incorporated debt freedom strategy, so you know your payoff debt date, and how to break the cycle for good.
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Emergency planning tools to prepare for life’s surprises.
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Confidence-building techniques to master your finances and upgrade your lifestyle.
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Financial intimacy tools to create trust, connection, and shared vision with your partner.
Most of our clients pay off their debt faster than expected, grow their savings significantly, and experience a complete mindset shift that lasts a lifetime. The tools and strategies you’ll gain will empower you for years to come, making this a one-time investment with lifelong rewards.
Don’t wait to transform your finances and your life. Click the button below to Begin Your Journey to Prosperity and start building your future today!
WHERE HAPPENS NEXT?
When you click “Begin” we start with a conversation to see if the Harmony and Wealth Life Plan is the right fit for you. Once enrolled, we’ll schedule your first session and begin building your personalized roadmap.
ARE PAYMENT PLANS AVAILABLE?
Yes payment plans are available, and you are able to put down a deposit to get started. We have made this be completely easy so that if you are feeling like this is your time, you can jump right on in. We can also discuss this on the call.
OUR COMMITMENT TO YOU
We believe so deeply in the power of the Wealth and Harmony Life Plan that we’re offering a partial refund guarantee. If you show up, do the work, and still don’t see a shift in your financial journey by the 3-week mark, we’ll work with you to make it right.
Book Your Consult and let's Discuss the How Together
i like what i see, how can I do this?
Congratulations! Everything you do starts with your yes. Let's discuss your goals and what you can do. We can match our services to jumpstart your journey.
How can I make this investment?
If you are asking yourself this question, that means your world is already working out the solution. Your mind is powerful, let's talk about clearing those financial clouds so when the money comes in you can grab it.
how can I get my partner on board?
You will hear us say, we use the Power of Agreement when it comes to working with partners. Goals are accomplished faster when all parties are on the same page. Let's have a conversation to discuss what those fears may be.
WEALTH & HARMONY LIFE PLAN AGENDA
WEEKS 1- 3
Building the Foundation
Laying the groundwork for financial intimacy and connection
WEEKS 4 - 8
STRATEGIC WEALTH BUILDING
Practical tools and strategies for financial success.
WEEKS 4 - 8
TRANSFORMATIONAL GROWTH
Overcoming challenges and creating lasting habits.
ADDITIONAL FEATURES & BONUSES
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learn a new mindset with money in order to see your savings grow
“Within 5 months of wrapping up my savings, I was not only able to drastically increase my credit score, but I was able to finally purchase my Honda Pilot!!! I have been wanting this SUV for the past 2 years, but just couldn’t see how I could afford it! With help from Set 4 Increase and Kiwana David Thomas I was able to realize my dream!!!”
—Jill
"Hey everybody thanks to Kiwana Thomas, the consultation I had with her I have been able to save $11,000 in 8 months!
—Rita
“Kiwana came into my life when I thought I had no money to save. After 3 months of starting her BINGO savings challenges I have saved a total of $555.
—Shandelyn
“Bills Pay Me!! Kiwana I would have been wasting this money on junk!! Thank you sooo much!! I started this BINGO savings journey with S4I on March 27th, 2020! In 30 days I have saved $670! Kiwana, I thank you sooo much for your gift that God has blessed you with and your guidance! It’s only up from here!”
—Stepp
What makes this program different from other financial coaching services?
Unlike generic financial programs, the Harmony and Wealth Life Plan is tailored specifically for couples. It not only addresses the numbers with your personalized strategy, but also focuses on improving communication, building trust, and aligning your financial vision to strengthen your relationship.
when are classes held?
Group classes are held once a week for teaching strategy and money intimacy content. Your Personalized sessions are chosen by you at the beginning of the program to meet one on one with your strategist. If you need to change your meet date simply email your strategist for new one-on-one timing.
How does the program work?
Over 12 weeks, you’ll learn in a group and then work one-on-one with a financial strategist to create a comprehensive plan that includes debt elimination, budgeting, and long-term financial goals. Sessions are designed to foster open communication, provide actionable steps, and empower you to take control of your finances as a team.
personal finance stratetgist
money ecstasy expert
Kiwana Thomas, CFEI
Kiwana Thomas is a Financial Strategist, Certified Financial Education Instructor, and the founder of Set 4 Increase LLC. With over 20 years of experience in business management and finance, Kiwana empowers individuals and couples to transform their relationship with money.
Through her unique blend of practical strategies and mindset shifts, she helps clients feel safe with money, embrace abundance, and confidently manage their finances. Whether guiding couples through financial intimacy, hosting reflective "Morning Moments," or the Wealth & Harmony Life Plan, Kiwana’s approach is transformational, playful, and deeply personal.
Her work is about more than dollars and cents, it’s about creating a life of freedom, trust, and prosperity.
jason & A.
Anytime we have a financial question we love to bring it to Kiwana, she always gives us a detailed strategy built to best serve our family. Our last strategy was paying off $13,000 in 3 months without touching our savings!
AMY Mitchell
Set 4 Increase didn’t give up on me. With their support and guidance, I regained control of my finances and kept pursuing my dream. It was truly life-changing.
michella
We eliminated a huge amount of debt, improved our credit score, and learned to make money work for us instead of against us.
CLASSES START JULY 20TH